Terms of Service

Last updated: November 12, 2026

1. Who we are

Kaliotalk (the "Service") is operated by Animcha LTD, a company registered under number HE 466718 with its registered office at 1 Apriliou, 2 Ergates, 2643, Nicosia, Cyprus ("we", "us"). By using the Service you agree to these Terms

2. Eligibility

You must be at least 18 years old to use the Service. By creating an account you confirm that you meet this requirement

3. The Service

The Service provides conversations with an artificial intelligence. Responses are generated automatically, may be inaccurate and must not be relied on as professional, medical, legal or financial advice

4. Your account

You are responsible for keeping your login details confidential and for all activity under your account. Tell us immediately at support@kaliotalk.com if you suspect unauthorised access

5. Acceptable use

You agree not to use the Service to break the law, to harass or harm others, to infringe intellectual property, to attempt to disrupt or reverse engineer the Service, or to generate content involving minors in any harmful context. We may suspend accounts that violate these rules

6. Subscriptions and payments

Some features require a paid subscription or a one-time purchase. The price, billing period and currency are shown before you confirm a purchase. Subscriptions renew automatically at the end of each billing period until cancelled. You can cancel at any time in your account settings, cancellation takes effect at the end of the current period. Payments are processed by our payment provider, we do not store full card details

7. Refunds

Refunds are handled according to our Refund Policy

8. Intellectual property

The Service, its design and software belong to us or our licensors. You keep the rights to the texts you write. You grant us a licence to process them to provide the Service

9. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate access if you breach these Terms

10. Limitation of liability

The Service is provided "as is". To the extent permitted by law, we are not liable for indirect or consequential losses, and our total liability is limited to the amount you paid us in the 12 months before the claim

11. Changes

We may update these Terms. Material changes will be announced in the Service or by email before they take effect

12. Governing law

These Terms are governed by the laws of the Republic of Cyprus. This does not affect mandatory consumer rights in your country of residence

13. Contact

Questions about these Terms: support@kaliotalk.com